The HOA fee on a listing is only part of the story. Many newer South Shore communities also have a CDD, and it shows up in a different place. Here's the difference in plain English: • HOA dues pay the homeowners' association for things like common areas, pools and gates. • A CDD is a local special district. Its board sets yearly assessments for public facilities like roads, ponds and amenities. • In Hillsborough County, CDD charges often appear as non-ad valorem assessments on the property tax bill. • Your real monthly cost = HOA + (CDD ÷ 12) + taxes + insurance. Before you write an offer, ask for the HOA disclosure summary and budget, and look at the home's most recent tax bill. This is general information, not legal or tax advice. For your situation, ask a Florida real estate attorney or the county tax collector. Want help finding the right home? Comment HOMEMATCH and I'll send you the link to book a free Home Match Consultation with Celeste Schott, our buyer specialist. Linda Reynolds | Reynolds Realty Gulf Coast #ApolloBeachFL #RuskinFL #SunCityCenterFL #ParrishFL #FloridaHomeBuyers #HomeBuyingTips #TampaBayRealEstate #ManateeCountyFL #MovingToFlorida

<a href="https://instagr.am/p/DfnUZspl_jJ/">via Instagram</a>

WHAT'S MY HOME WORTH?

FIND HOMES FOR SALE