One thing that catches a lot of people off guard after inheriting a house: the home itself needs attention right away, even before you've decided anything about selling, renting, or keeping it. Most standard homeowners insurance policies are written for houses that are lived in — once a property sits empty for a while, many insurers start limiting or excluding coverage, which matters even more here with our storm season. Letting the insurance company know the home is unoccupied and asking what that changes is one of the first calls worth making, long before anything else gets sorted out. The mail, the mowing, keeping the AC running so Florida humidity doesn't get into the walls — those small logistics tend to eat up more energy early on than the big decision everyone assumes comes first. It's less about knowing what you want to do with the house and more about just keeping it in good shape while you figure that out. If you've had to manage a property like this from a distance, what ended up being the most annoying logistical detail nobody warned you about?

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